Online Check Stub Maker — Create Professional Check Stubs Instantly

What Is a Check Stub?

A check stub (also called a pay stub, paycheck stub, or earnings statement) is a document that shows the breakdown of an employee's pay for a specific period. It lists gross earnings, all tax withholdings, any deductions, and the final net pay — the amount actually received by the employee. The term "check stub" comes from the paper era when physical paychecks included a detachable stub with payment details. Today, check stubs are generated digitally and delivered as PDF documents — but the information they contain remains exactly the same.

Check Stub vs Pay Stub — Is There a Difference?

"Check stub" and "pay stub" refer to the same document. The terms are used interchangeably across the United States, though regional preferences vary:

• Check stub — more common in the South and Midwest
• Pay stub — more common in the Northeast and West Coast
• Paycheck stub — formal term used by HR departments and payroll software
• Earnings statement — used by some employers for salaried employees
• Pay slip — British English equivalent

Who Needs a Check Stub Maker?

Our check stub maker is used by a wide range of employers, workers, and professionals:

• Small business owners who pay employees by check and need to provide pay documentation
• Household employers paying nannies, housekeepers, or personal assistants
• Independent contractors who need proof of income for loans or apartment applications
• Self-employed professionals documenting their business income
• Gig economy workers (Uber, Lyft, DoorDash, Instacart) needing earnings records
• Freelancers creating income documentation for lenders or landlords
• Startups that haven't yet set up a full payroll system

What Our Check Stub Maker Includes

Every check stub created with PayStub LLC includes all required payroll fields:

• Employer section — company name, address, and federal EIN
• Employee section — name, address, SSN (last 4), and filing status
• Pay period details — start date, end date, and pay date
• Earnings breakdown — regular pay, overtime, bonuses, and commissions
• Tax withholdings — federal income tax, Social Security, Medicare, and state tax
• Additional deductions — health insurance, retirement, garnishments, or custom lines
• Net pay — prominently displayed take-home amount
• YTD totals — year-to-date accumulation of all earnings and deductions

Accurate Tax Calculations for All 50 States

The most important feature of any check stub maker is accurate tax calculations. PayStub LLC automatically calculates federal and state taxes based on the employee's filing status, the number of allowances or W-4 elections, the state where the employee works, and the pay frequency (weekly, bi-weekly, semi-monthly, or monthly). Our tax engine covers all 50 states including states with no income tax (Florida, Texas, Nevada, and others) and high-tax states like California, New York, and New Jersey.

How to Create a Check Stub in Under 2 Minutes

1. Go to our check stub generator 2. Enter your company name and address 3. Add the employee's name, state, and filing status 4. Input gross pay (hourly rate or salary) and pay period dates 5. Add any deductions — or leave them out for a simple stub 6. Preview your check stub instantly 7. Download your PDF for just $2.49 — use code NEWUSER for your first one free